Citizens Savings Bank and Trust Company, founded in 1904 in Nashville, Tennessee, is widely recognized as the oldest continuously operating African-American-owned and operated bank in the United States. Established during an era of profound segregation and limited economic access, the institution was created by visionary community leaders to empower minority populations by providing essential opportunities for building generational wealth, securing home mortgages, and fostering small business development. Over more than a century of continuous financial service, the bank has navigated economic depressions and industry transformations while remaining steadfastly dedicated to its foundational mission of economic empowerment and community-focused banking stewardship.