Bank First, a prominent customer-owned mutual financial institution based in Australia, operated under a succession of former names that reflected its specialized membership roots in the educational sector. It was originally established in the early 1970s by members of the Victorian Teachers Union under the original name VTU Credit Union, operating humbly out of a local union basement. As teaching unions amalgamated and the organization expanded its asset base and membership criteria across the state, it was rebadged first as the Victorian Teachers Credit Union and subsequently rebranded as the Victorian Teachers Mutual Bank. To appeal more broadly to a contemporary audience while preserving its cooperative values, the institution adopted the trading name Bank First, supported by a formal corporate title change to Victoria Teachers Limited.