What is the new charging structure for SJP?

Written by Editorial Team | Last Updated: August 2026

St. James's Place implemented a simplified, transparent charging structure designed to decouple advice charges, product charges, and fund management fees, making its pricing clearly comparable with industry peers. The updated framework introduces tiered initial advice charges, reduces ongoing product costs, eliminates early withdrawal charges for new bond and pension investments, and ensures that the vast majority of clients benefit from lower overall charges across their financial planning lifecycle.

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