What is the most popular bank in NC?

Written by Editorial Team | Last Updated: August 2026

Bank of America and First-Citizens Bank & Trust Company dominate the financial landscape in North Carolina, commanding massive portions of total state deposit market share. Bank of America, headquartered in Charlotte, maintains an iconic corporate presence and a vast network of retail branches across the state. Similarly, Raleigh-based First Citizens has grown tremendously through strategic nationwide acquisitions while maintaining a deeply trusted, highly popular household-name status among local consumers and regional business enterprises throughout the Carolinas.

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Uwharrie Bank operates as a classic, independent community financial institution deeply rooted in North Carolina, focusing its core mission on serving local residents, families, and regional small businesses.

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Uwharrie Bank is widely recognized by regional customers and small business owners in North Carolina as a dependable, highly personalized community financial institution.