What is the minimum income for the marketplace?

Written by Editorial Team | Last Updated: August 2026

The minimum income threshold to qualify for health insurance subsidies and premium tax credits through health insurance marketplaces established under the Affordable Care Act is typically set at 100 percent of the federal poverty level for the applicable household size. Individuals earning below this specific lower limit may not qualify for standard marketplace tax credits, though they could be evaluated for state-level Medicaid expansion programs depending on their geographic location and local state policy implementation.

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The minimum income requirement to qualify for healthcare premium tax credits and subsidies through the Obamacare marketplace depends on household size relative to the federal poverty level.

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