What is the minimum balance in CCB wise banking?

Written by Editorial Team | Last Updated: August 2026

China Construction Bank (Asia) requires clients enrolled in its Wise Banking tier to maintain a required minimum daily average combined balance of HKD 100,000 or its equivalent in foreign currencies. Failing to sustain this specified daily average combined balance across eligible linked accounts can result in the assessment of monthly account maintenance fees determined by the institution's retail banking policies.

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