The State Bank of India provides a comprehensive range of fixed deposit interest rates structured across various tenure buckets, ranging from 7 days to 10 years. General public depositors receive competitive annual percentage yields, while senior citizens enjoy an additional preferential rate markup—frequently 0.50% higher than standard offerings—across qualifying tenures. These rates are subject to periodic revisions by the bank's asset-liability management committee in response to liquidity conditions, credit growth demands, and Reserve Bank of India policy rate adjustments.