For most adults aged 19 to 64 seeking standard Medi-Cal coverage, the income limit is capped at 138 percent of the Federal Poverty Level (FPL). Translated into real-world figures, this equates to a maximum monthly household income of approximately $1,836 for a single individual and roughly $3,795 for a family of four. Individuals earning above these specific thresholds transition into the Covered California marketplace to explore subsidized private health insurance options.
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