To qualify for health insurance plans through Covered California, your household income generally must exceed the upper limit for Medi-Cal eligibility (which is 138% of the federal poverty level). There is no absolute maximum income cap to use the marketplace to buy a plan at full price; however, to qualify for federal advance premium tax credits and state-funded financial assistance that significantly lower your monthly premiums, your household income typically needs to fall between 138% and 400% (or higher, depending on current federal subsidy extensions) of the federal poverty guidelines for your household size.
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