What is the full name of First Citizens Bank?

Written by Editorial Team | Last Updated: August 2026

The full legal name of the prominent American financial institution is First-Citizens Bank & Trust Company, operating as the primary banking subsidiary of First Citizens BancShares, Inc. Headquartered in Raleigh, North Carolina, it has evolved into one of the largest commercial banks in the United States, offering a comprehensive suite of consumer banking, commercial lending, wealth management, mortgage services, and institutional banking solutions across a vast nationwide branch network.

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First Citizens BancShares executed one of the most monumental bank mergers in modern financial history when it acquired Silicon Valley Bank out of FDIC receivership following its catastrophic collapse.

First Citizens Bank operates primarily under its well-known consumer brand, but its official parent holding corporation and corporate identity traded on public markets is First Citizens BancShares, Inc..