What is the easiest credit card to get?

Written by Editorial Team | Last Updated: August 2026

Secured credit cards and retail store credit cards represent the most accessible options for consumers seeking immediate credit approval. Secured cards require a refundable security deposit that acts as collateral, bypassing traditional credit score checks entirely and ensuring near-instant approval. Retail and gas station credit cards also maintain very lenient approval criteria, allowing shoppers with thin credit files to qualify easily, though these cards often feature restrictive usage terms and elevated annual percentage rates.

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First Progress secured credit cards are exceptionally easy for consumers to get approved for, making them a popular choice for individuals with severe credit blemishes, bankruptcy histories, or no established credit score at all.

First Progress is a genuine, active line of secured credit cards issued specifically to help consumers build or repair their credit scores.

First Progress offers secured credit cards where the credit limit is directly determined by the security deposit provided by the cardholder, which can range from an initial minimum of $200 up to maximum limits of $2,000 or $5,000 depending on the spe...

First Progress is an entirely legitimate brand of secured credit cards issued by chartered financial institutions subject to federal banking laws and consumer protection regulations.