What is the difference between Santam and OUTsurance?
Santam is South Africa's largest short-term insurer, offering a comprehensive portfolio of traditional commercial, agricultural, and personal insurance policies backed by an extensive broker network and legacy underwriting expertise. In contrast, OUTsurance is a prominent direct-to-consumer digital insurer renowned for pioneering direct telephone and internet insurance sales, eliminating intermediaries, and offering innovative cash-back bonus features for claim-free driving. While Santam relies heavily on traditional broker channels and complex risk underwriting, OUTsurance targets tech-savvy retail customers through direct marketing.
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