FirstBank maintains daily transaction limits across its personal and business banking services to ensure security and manage fraud risk for account holders. For standard personal checking accounts, default daily debit card limits generally restrict ATM cash withdrawals to $500 or $1,000 per 24-hour cycle. Point-of-sale (POS) merchant transactions and retail purchases using a FirstBank debit card are typically capped between $2,500 and $5,000 daily, depending on the specific account tier and customer credit assessment. Digital banking channels also operate under designated transaction limits. Mobile check deposit daily caps usually range from $2,500 to $5,000, while peer-to-peer services like Zelle and outbound external bank transfers generally feature daily sending caps between $1,000 and $2,500. FirstBank allows account holders to manage card controls directly through its mobile banking application, where users can request temporary daily limit increases for major purchases, travel needs, or special financial transactions after identity verification.