What is the biggest deposit you can get on Chime?

Written by Editorial Team | Last Updated: August 2026

Chime imposes specific transaction limits to ensure account security and regulatory compliance for its members. For standard mobile check deposits, users typically face a single daily maximum deposit limit of $2,000 and a rolling monthly limit of $10,000. For cash deposits made through retail partners like Walgreens or Walmart, limits are generally capped at $1,000 per day and up to $10,000 per rolling month, though individual account terms may vary based on user history.

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Similar to the previous question, depositing a $20,000 check via a mobile app is generally not permitted for the average retail bank customer due to standard transaction ceilings.