What is PNB minimum balance?

Written by Editorial Team | Last Updated: August 2026

Punjab National Bank mandates varying average monthly balance requirements depending on the geographical classification of the branch—such as rural, semi-urban, urban, or metropolitan—and the specific tier of the savings account variant held by the customer. If an account holder fails to maintain the stipulated average monthly or quarterly balance, the bank levies non-maintenance service charges. Customers can verify exact financial thresholds by reviewing the schedule of charges on PNB's official portal or contacting their home branch.

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