Maple coverage insurance is not a standard insurance term, it likely refers to Maple, a Canadian telehealth platform that partners with insurance companies to provide virtual care, or to insurance plans that include Maple virtual doctor access as benefit, or could refer to brand name Maple Insurance. In Canada, Maple is leading virtual care provider founded in 2015 in Toronto, offering 24/7 access to Canadian licensed doctors via app for consultation, prescription, and referrals, and many insurers include Maple coverage as part of group benefits and individual health plans. For example, Manulife, Sun Life, and Canada Life group benefits include Maple virtual care, allowing employees to see doctor online within minutes, covered by employer plan at no extra cost, this is called Maple coverage. It covers general practitioner visits, mental health, dermatology, but not emergency. Another meaning, Maple Insurance is US-based managing general agent offering workers compensation and liability. In Manitoba context, Manitoba Blue Cross does not directly offer Maple but some employer plans that use Blue Cross include Maple. Maple coverage insurance typically means health plan that includes virtual care through Maple platform, covering online doctor visits, prescriptions, sick notes, and referrals, up to unlimited visits per year. Cost of Maple alone is $70 to $100 per year if buying directly, but free if included in group benefits. So maple coverage insurance is health insurance that includes access to Maple telehealth virtual doctor service, increasingly common in Canadian group benefits since COVID-19 pandemic.
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