What is normal amount for car insurance depends on country, province or state, age, driving record, and car type, but there are averages. In Canada, normal amount for car insurance for good driver with clean record is around $100 to $200 per month, $1,200 to $2,400 per year. In Manitoba, with public insurer Manitoba Public Insurance, normal is $92 per month, $1,100 per year, cheapest in Canada. In Quebec, normal is $50 to $80 per month, $600 to $1,000 per year, also cheap due to no-fault. In Ontario, most expensive, normal is $125 to $200 per month, $1,500 to $2,400 per year, Toronto higher. In Alberta, normal $120 to $180 per month. In US, normal amount for car insurance for full coverage with $100k liability is $150 to $200 per month, $1,800 to $2,400 per year for good driver, with Geico average $100, State Farm $108, Progressive $116, USAA $92 for military, while high-risk or teen driver normal is $300 to $500 per month. In UK, normal is £400 to £800 per year, £33 to £66 per month, average £500. For minimum liability only, normal is half of full coverage, $50 to $100 per month. Factors affecting normal include age, young drivers 18 to 25 pay double, driving record with accidents increases 30% to 50%, car type luxury higher, credit score, and location urban higher. So normal amount is $100 to $200 per month in Canada and US for good driver full coverage.
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