Costco pet insurance in Canada—offered in partnership with Pets Plus Us and underwritten by Northbridge General Insurance—provides members with structured accident-only or accident-and-illness coverage tiers featuring exclusive member discounts (15% for Executive and 10% for Gold Star and Business members). Policyholders note that while the member discounts and perks (such as 24/7 pet helpline access and TELUS Health MyPet app integration) provide good added value, the plans utilize annual deductibles and standard percentage cost-sharing frameworks that operate differently from unlimited-model providers.
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