Canadian pet owners frequently praise Trupanion for its unique lifetime per-condition deductible model—meaning you only pay a deductible once per specific chronic condition over the pet's lifetime—and its capability to pay participating veterinary clinics directly at the time of checkout. On the downside, policyholders frequently complain about steep, regular premium increases as pets age, and the fact that basic policies do not include routine dental cleanings or exam fees unless specific optional add-on packages are selected.
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