What is Capital City Bank?

Written by Editorial Team | Last Updated: August 2026

Capital City Bank is the community-banking franchise of Capital City Bank Group, Inc., a financial holding company headquartered in Tallahassee, Florida. Founded in 1895, the bank has built a strong regional footprint that is primarily centered in Florida, with additional operations in Georgia and Alabama. Unlike national money-center banks or digital-only challengers, Capital City Bank operates as a relationship-oriented community bank. Its business model is designed to gather retail and commercial deposits and deploy those funds into various loan types, including commercial, commercial real estate, mortgage, and consumer loans. The bank is publicly traded on the NASDAQ under the ticker "CCBG" and focuses on providing local decision-making and personalized service to consumers, small and medium-sized businesses, and wealth management clients who value long-term financial relationships.

Related FAQs

Capital City Bank is a full-service community-oriented commercial bank operating as the primary subsidiary of Capital City Bank Group, Inc.

Capital City Bank is an entirely real, long-standing, and publicly traded financial institution with a history stretching back over a century. Headquartered in Tallahassee, Florida, and operating as a subsidiary of Capital City Bank Group, Inc.

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