The Bank of Romney, located in Hampshire County, West Virginia, holds a distinguished status as a long-standing independent community bank. It first opened its doors on December 20, 1888, and it remains the oldest and largest banking institution within its county today. Initially chartered as a state-run bank, it was founded with a capital stock of $30,000 under the leadership of its first president, Henry B. Gilkeson. For its first few decades, the bank operated out of two rooms in the Wirgman Building on Main Street. However, its continued growth necessitated a move to a dedicated two-story facility in 1906, which served as its home for sixty years. The bank successfully navigated several significant historical challenges, including the global impact of two World Wars and the hardships of the Great Depression. Despite these obstacles, it reached the million-dollar asset milestone in 1937 and continued to expand its financial influence throughout the twentieth century. In 1966, the bank relocated to its current headquarters, and in 1988, to celebrate its centenary, it formed a bank holding company, Romney Bankshares, Inc. The institution has maintained a consistent focus on community partnership and personalized service throughout its history, surviving various economic downturns and leadership transitions, including the recent challenges posed by the COVID-19 pandemic. Today, the bank manages assets exceeding $350 million, remaining a vital pillar for local families and businesses.