What is an ACH payment?

Written by Editorial Team | Last Updated: August 2026

An ACH (Automated Clearing House) payment is an electronic, bank-to-bank money transfer processed through the centralized ACH network in the United States, facilitating secure transactions like direct deposit payrolls, business-to-business vendor payments, and recurring utility bill debits. ACH transactions are processed in batches rather than instantly, making them a highly cost-effective, reliable, and secure method for moving large volumes of funds domestically without needing paper checks or wire transfers.

Related FAQs

Ameris Bank provides a comprehensive suite of consumer and commercial financial deposit products tailored to individual retail clients, small business owners, and corporate enterprises.

Ameris Bank operates as a prominent regional financial institution and commercial bank headquartered in Atlanta, Georgia, providing comprehensive banking services across the Southeastern United States.

The Bancorp Bank, National Association (the primary operating bank subsidiary of The Bancorp, Inc.

Yes, Ameris Bank successfully completed the acquisition of Fidelity Bank, a transaction that significantly expanded its footprint, particularly within the Atlanta and Georgia markets.

Yes, AmeriState Bank offers a dedicated mobile banking application known as "ASB Everywhere," which is designed to provide customers with convenient, on-the-go access to their financial accounts.

Ameris Bank functions primarily as a hybrid regional bank combining a physical branch footprint across multiple Southeastern states with robust digital, online, and mobile banking platforms.

Yes, The Bancorp Bank is an actual, fully licensed financial institution rather than merely a technology platform or a temporary financial startup.