What is an 8 digit BIC SWIFT code?

Written by Editorial Team | Last Updated: August 2026

An 8-digit BIC (Bank Identifier Code) or SWIFT code is a standard international bank code used to uniquely identify a specific financial institution during cross-border money transfers and international wire communications. The first four characters represent the bank's unique institutional code, the next two letters designate the country where the bank is located, and the final two characters specify the primary city or location code. Unlike an 11-digit SWIFT code—which includes a 3-character branch suffix—an 8-digit code refers strictly to the main headquarters or primary office of that financial institution without pointing to a specific local bank branch.

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