What is a ghost card payment?
A ghost card payment—often referred to as a virtual credit card or GhostCard arrangement—is a secure B2B electronic payment method where a unique, temporary virtual card number is generated for a specific corporate transaction, vendor payment, or travel booking without issuing a physical piece of plastic. Corporations frequently utilize ghost card accounts to manage employee travel expenses, vendor invoices, and centralized procurement workflows. Because the account number is single-use or restricted to specific vendor parameters and pre-approved spending limits, this payment method significantly reduces corporate fraud, eliminates petty cash handling, and streamlines automated accounting reconciliations.
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