What is a bank account number in Chinese?

Written by Editorial Team | Last Updated: August 2026

In the Chinese language, a bank account number is formally referred to as "银行账号" (pronounced yínháng zhànghào). This numerical sequence represents the unique identifier assigned by financial institutions in China—such as the Industrial and Commercial Bank of China or China Construction Bank—to an individual or corporate deposit account. Standard Chinese bank account numbers issued by major commercial banks typically consist of a long string ranging from 16 to 19 digits, printed directly on debit cards or displayed within mobile banking applications like WeChat Pay and Alipay. These account numbers are essential for executing domestic money transfers, setting up digital wallet linkages, receiving salary deposits, and conducting electronic commercial transactions across the domestic financial network.

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