What health insurance should I get in Australia?

What health insurance you should get in Australia depends on residency and needs. For Australian citizens and permanent residents, you should get private hospital plus extras insurance to cover private hospital and dental, optical, physio, with levels Basic $100 to $150 per month single, Bronze $150 to $200, Silver $200 to $300, Gold $250 to $400 single with $500 excess, family Gold $450 to $750, with government rebate 24% to 33% reducing cost and avoiding Medicare Levy Surcharge 1% to 1.5% for income over $97K single and Lifetime Health Cover loading 2% per year after 31 if no hospital cover. Best for young healthy single is Bronze with $500 excess $150 per month, for family planning Gold $500 per month covering pregnancy. Providers like Bupa, Medibank, nib, HCF and Australian Unity rated good. For temporary visa holders like working holiday, student, 482 skilled, you need Overseas Visitor Health Cover OVHC $40 to $150 per month single covering hospital, GP and ambulance, with Bupa, Allianz, Medibank, nib offering budget $40 to $70 emergency only, mid $70 to $120 GP plus hospital, comprehensive $120 to $180 full hospital and repatriation. For tourists, get travel insurance with $5M medical. So you should get private hospital Gold if family, Bronze if single young, and OVHC comprehensive if temporary visa, with extras if you need dental and optical, and compare via Compare the Market.