If the investment platform Groww were to discontinue its business operations, user investments and financial assets remain secure because the platform acts primarily as an intermediary broker rather than the ultimate custodian of the funds. For domestic mutual funds, your investments are held directly with the respective Asset Management Companies and mutual fund houses, meaning you can access, manage, or redeem your folios directly through the official registrar or other platforms even if Groww ceases to function. For equity demat holdings, securities are securely held with central depositories like CDSL or NSDL under your personal Demat account. For international or US stocks facilitated through partner clearing firms, assets are segregated in dedicated custodial accounts, ensuring your ownership rights remain intact and protected by relevant regulatory insurance frameworks.