What happened to Twin City Federal bank?

Written by Editorial Team | Last Updated: August 2026

Twin City Federal Savings and Loan Association (TCF), a historic and dominant thrift institution rooted in Minnesota, underwent a massive corporate evolution by converting from a mutual savings association into a publicly traded stock corporation known as TCF Financial Corporation. Over subsequent decades, the institution expanded aggressively through regional banking mergers and interstate acquisitions. It eventually entered into a landmark multi-billion-dollar merger of equals with Chemical Financial Corporation, and the combined entity was subsequently acquired by Huntington Bancshares, fully absorbing its branch network and legacy operations into Huntington's national banking framework.

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