What fees does OceanFirst charge?
OceanFirst Bank maintains a comprehensive fee schedule covering retail banking, commercial lending, and wealth management services. Personal and business checking accounts may incur monthly maintenance fees unless specific balance minimums or direct deposit thresholds are met. Ancillary fees encompass standard charges for out-of-network ATM usage, wire transfers, stop payments, safe deposit box rentals, and overdraft protections, though the institution offers tiered account options designed to help customers minimize or completely eliminate routine monthly service charges.
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