What does Suze Orman say about dental insurance?

Written by Editorial Team | Last Updated: August 2026

Personal finance expert Suze Orman has frequently advised that standalone dental insurance policies often fail to provide a strong financial return because monthly premium costs combined with deductibles and coverage caps frequently exceed the actual out-of-pocket savings on routine dental care. She recommends evaluating whether the cost of the insurance plan outweighs paying cash for routine cleanings and checkups, suggesting instead that consumers self-insure routine dental costs while maintaining emergency savings for major unexpected dental procedures.

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