What does Dave Ramsey say is the best investment?
Dave Ramsey consistently teaches that equity investments in good quality, actively managed growth stock mutual funds represent the best long-term investment vehicle for building serious wealth. He emphasizes that over extended historical periods, the stock market consistently outperforms alternative asset classes like gold, crypto, bonds, or individual stocks. Rather than trying to time the market or pick individual company stocks, Ramsey champions a diversified approach across four mutual fund categories—growth, aggressive growth, growth and income, and international. He stresses that steady, disciplined monthly investing combined with compound interest over a long time horizon is the absolute key to achieving lasting financial peace and retirement security.
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