How many Americans have a net worth over $1,000,000?
Roughly 21 percent of active U.S. consumers maintain an elite credit score ranging between 800 and 850, placing them in the highest tier of creditworthiness. Achieving this exceptional status requires a spotless history of on-time payments over many years, maintaining a very low revolving credit utilization rate well below 10 percent, holding an extended credit history length, and managing a healthy mix of installment loans and revolving credit lines. Borrowers in this top tier routinely qualify for the lowest available interest rates on mortgages, auto loans, and premium credit products.
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