What credit score is needed for an Apple Card?
The Apple Card (issued by Goldman Sachs Bank USA) utilizes digital-first underwriting that evaluates applicants across various credit tiers. While there is no single absolute minimum cutoff score, approval for standard revolving limits generally requires a good credit score starting around 600 to 620 or higher. Applicants with lower scores may be offered the Path to Apple Card program, which helps users improve their financial habits to qualify later.
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