What credit score do I need for a $10,000 personal loan?
To secure a $10,000 personal loan with favorable interest rates and manageable monthly payments, lenders generally look for a good credit score of 690 or higher. While some online lenders and alternative financial institutions approve borrowers with fair or subprime credit scores starting around 580 to 600, those loans typically carry significantly higher annual percentage rates (APRs) and origination fees.
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