What credit card uses Evolve Bank?

Written by Editorial Team | Last Updated: August 2026

Evolve Bank & Trust (through its Evolve Open Banking division) functions as a strategic banking-as-a-service partner for various fintech innovators, digital wallets, and neobanks. While Evolve does not market a single mainstream retail credit card under its own brand name, it provides the underlying regulatory compliance, BIN sponsorship, and card-issuing infrastructure that allows third-party financial apps to issue customized debit, prepaid, and credit cards to their users.

Related FAQs

Evolve Bank & Trust has faced severe regulatory and cybersecurity challenges, notably experiencing a major ransomware attack by a notorious cybercrime syndicate that exposed sensitive personal and financial data of millions of individuals.

Evolve Bank & Trust is a technology-focused financial services institution and a leading global provider of Banking-as-a-Service (BaaS) and open banking solutions.

Evolve Bank and Trust serves as a primary issuing banking partner for a diverse array of financial technology companies, digital wallets, and neobanks.

Evolve Bank & Trust operated originally under the name First State Bank.

Evolve Bank & Trust is a legitimate, federally and state-regulated financial institution [1.1.1].

Yes, Evolve Bank, officially known as Evolve Bank & Trust, is a fully operational and regulated real bank. It has a long-standing history, originally operating under the name First State Bank before rebranding.

Evolve Bank and Trust faced consolidated multidistrict class-action litigation following a major data security breach that compromised sensitive personal and financial consumer data.

Using Banking-as-a-Service platforms and partner institutions like Evolve Bank & Trust—which powers numerous popular fintech apps and digital wallets—introduces specific structural and operational vulnerabilities.

Evolve Bank & Trust is not PayPal; they are separate, distinct business entities.

EvolveYou is a subscription-based fitness application, not a free service [1.2.1].