What credit card has a $100 000 credit limit?

Written by Editorial Team | Last Updated: August 2026

Ultra-exclusive credit cards designed for high-net-worth individuals, such as the American Express Centurion Card or custom private banking credit lines issued by institutions like J.P. Morgan and Citibank, routinely feature credit limits of $100,000 or substantially more, accommodating massive luxury purchases, corporate expenditures, and high-end travel bookings without traditional spending caps.

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