What can hackers do with OTP?
One-Time Passwords (OTPs) are meant to provide secure multi-factor authentication, but if intercepted or compromised by cybercriminals through phishing, SIM-swapping, malicious malware, or intercepted SMS traffic, attackers can weaponize them to bypass security barriers. With a valid OTP, hackers can successfully authorize unauthorized financial transactions, drain bank accounts, log into hijacked user accounts, modify account security credentials like passwords and recovery emails, and lock legitimate owners out of sensitive corporate portals, personal cloud storage, or social media profiles, leading to severe identity theft and financial loss.
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