What black-owned banks are in Georgia?

Written by Editorial Team | Last Updated: August 2026

Georgia features a deeply historic and influential presence within the African-American banking sector, anchored by prominent institutions dedicated to empowering minority communities and expanding local access to capital. The most notable Black-owned bank headquartered in the state is Citizens Trust Bank, which is based in Atlanta and has operated for over a century, providing comprehensive retail checking, mortgage lending, and business banking services while holding the historic distinction of being an early Black-owned institution admitted to the Federal Reserve System. Additionally, Carver State Bank, headquartered in Savannah, operates as a certified Community Development Financial Institution (CDFI) focused heavily on supporting local urban development, small business growth, and generational wealth-building throughout coastal Georgia communities.

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