What banks have failed recently?

Written by Editorial Team | Last Updated: August 2026

Recent banking failures monitored by the Federal Deposit Insurance Corporation (FDIC) have primarily involved smaller regional or specialized institutions navigating commercial real estate headwinds or deposit outflows. Notable recent failures include Chicago-based Metropolitan Capital Bank & Trust, whose assets and deposits were swiftly acquired by First Independence Bank under regulatory supervision. Federal regulatory authorities maintain rigorous continuous oversight to ensure that any distressed depository institutions are resolved cleanly without causing systemic risk.

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