The routing transit number 073901974 is officially assigned to Cherokee State Bank, located in Cherokee, Iowa. Cherokee State Bank is an independent community financial institution delivering comprehensive personal banking, agricultural financing, commercial loans, and retail savings portfolios. The nine-digit routing number is widely utilized to process automated clearing house (ACH) transactions, direct payroll deposits, electronic check collections, and wire transfers. Ensuring the precise application of this routing code guarantees that transactions process smoothly and securely through the Federal Reserve clearing infrastructure.