Several dedicated community and regional financial institutions maintain an operational footprint exclusively within the state of Florida, serving local residential and commercial markets. Banks such as Florida Community Bank (historically) or specific localized state-chartered savings institutions focus their entire physical branch network and lending operations within Floridian communities. Additionally, numerous regional credit unions operate strictly within Florida state borders. However, many prominent regional banks that started locally eventually expand across neighboring southeastern states or get acquired by larger national banking conglomerates over time.