What bank does Zelle not work with?
Zelle is a popular digital payments network integrated into over a thousand banking apps, but it may not work directly with certain smaller credit unions, specialized fintech platforms, or international institutions that do not participate in the clearXchange or Zelle network directory. While customers whose banks do not natively support Zelle can still download the standalone Zelle mobile application and link a standard Visa or Mastercard debit card, certain prepaid cards, non-U.S. bank accounts, and business accounts with strict limitations remain completely incompatible with the service.
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