What bank does Cato credit card?

Written by Editorial Team | Last Updated: August 2026

The Cato credit card, which can be utilized across Cato, It's Fashion, and It's Fashion Metro retail stores and online platforms, is issued directly by Cedar Hill National Bank. As the issuing financial institution, Cedar Hill National Bank manages the underwriting, credit approvals, account terms, and regulatory compliance associated with the private-label store credit card program. Cardholders make payments and manage their revolving accounts through the established retail partnership framework provided by the bank and the fashion retailer.

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