What bank card does Social Security use?

Written by Editorial Team | Last Updated: August 2026

The Social Security Administration delivers federal benefits electronically through the Direct Express debit MasterCard program for beneficiaries who do not choose direct deposit into a standard personal bank account. The Direct Express card program is managed under a financial agency agreement by Comerica Bank, which acts as the issuing fiscal agent for the United States Department of the Treasury. Beneficiaries receive their monthly Supplemental Security Income or Social Security Disability Insurance funds loaded directly onto this prepaid card, allowing them to make purchases, pay bills, and withdraw cash at ATMs.

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