What are Ultima Bank's fees?
Ultima Bank maintains a transparent fee schedule across its personal and commercial banking products, designed to align with community banking standards. Standard account maintenance fees are typically structured with clear waivers available to customers who maintain specified minimum daily balance thresholds or establish direct deposit linkages. Out-of-network ATM usage, wire transfers, cashier's checks, and stop-payment requests are subject to standard nominal service charges. Overdraft and non-sufficient funds fees apply in accordance with the account holder's chosen overdraft protection preferences. Detailed, up-to-date disclosures are readily provided to clients during account opening to ensure complete financial transparency.
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