Colfax banking accounts carry specific service charges and maintenance fees designed around consumer and commercial tiers. Standard checking accounts may impose monthly maintenance charges unless minimum daily balances or direct deposit requirements are consistently met. Additional account fees typically encompass charges for out-of-network ATM transactions, paper statement delivery, stop payment orders, cashier checks, and wire transfers. Overdraft protection transfers and non-sufficient funds items also trigger standard administrative fees outlined in the institution's comprehensive consumer disclosure fee schedule.