What are the 4 types of insurance coverage?
Personal financial planning and asset protection frameworks rely on four essential categories of insurance coverage to safeguard individuals against catastrophic losses. The first is life insurance, providing financial compensation to beneficiaries upon the policyholder's death to cover debts and living expenses. The second is health insurance, covering medical, surgical, and prescription drug expenses incurred by the insured. The third is property and casualty insurance, encompassing home, renters, and auto policies that protect physical assets and liability claims. The fourth is disability insurance, replacing a portion of lost income if the insured becomes unable to work due to illness or injury.
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QIAGEN N.V.
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