What are the 4 types of banking system?
Global monetary structures and national financial frameworks operate through various institutional models to manage currency and credit. The four major types of banking systems include unit banking, where individual banks operate independently without branch networks; branch banking, where a large central bank operates numerous branches across regional or national territories; chain banking, where multiple independent banks are controlled by a common group of individuals or holding companies; and group banking, which involves a holding company owning or controlling two or more corporate banks. These diverse organizational models shape how credit is extended, liquidity is managed, and regulatory policies are enforced across different sovereign economies.
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