What are the 4 major banks in China?

Written by Editorial Team | Last Updated: August 2026

The Chinese financial system is dominated by four colossal state-owned commercial banking institutions that manage the vast majority of national assets, retail deposits, and corporate loans. The four major banks in China are the Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, and Bank of China. These four systemic financial giants maintain massive balance sheets, extensive domestic and international branch networks, and play a pivotal role in implementing national monetary policy, funding major infrastructure projects, and facilitating international trade and global economic development.

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