What are considered pre existing conditions for travel insurance includes any medical condition diagnosed or treated before policy purchase that may affect coverage. Pre existing conditions for travel insurance, which is medical condition that existed before buying travel insurance policy, defined by insurers like Allianz Travel, World Nomads, IMG Global, and others, typically includes conditions where you had symptoms, diagnosis, treatment, medication change, or medical consultation within look back period, usually 60 to 180 days before policy purchase, depending on insurer, with common pre existing conditions including chronic conditions like diabetes with insulin use, heart disease including angina and heart attack, high blood pressure with medication changes, asthma with recent hospitalization, cancer with treatment within past year, epilepsy with seizures, arthritis with treatment, and mental health conditions like anxiety and depression with treatment, and recent injuries or surgeries within look back period. Insurers consider pre existing if you had doctor visit, prescription change, or symptoms within look back period, even if not diagnosed, with some policies excluding all pre existing unless waiver obtained by buying within 14 to 21 days of initial trip deposit and being medically able to travel at purchase. So pre existing conditions for travel insurance considered any condition with symptoms, diagnosis, treatment, or medication change within 60 to 180 days before purchase including diabetes, heart disease, high blood pressure with changes, asthma, cancer, and recent surgeries, with definition varying by insurer based on look back period.
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